Home Loan Types

At Tower Community Bank, we offer you more ways for you to get in to your home and we’ll spend the time to make sure you get the mortgage that’s right for you. Our loans will exceed your expectations, but it’s our service and expertise that really set us apart.

Conventional Fixed-Rate Mortgages

Experience convenience and easier budgeting with a consistent monthly payment with a fixed-rate mortgage up to 30 years.

Adjustable-Rate Mortgages

Enjoy a lower fixed interest rate for an initial fixed period of time, then the rate and payment may adjust higher or lower.

FHA Loans

Sometimes you may not have the funds available for a down payment, but you’ve found the home of your dreams. The FHA loan may give you the options you need.

VA Loans

Tower Community Bank appreciates your service to our country. Your commitment and dedication deserve recognition and a special mortgage program just for you

USDA/Rural Loans

Discover how Tower Community Bank can help you with a government guaranteed mortgage so you can have your beautiful home in the country.

Mortgage Purchase or Refinance

Paying your home mortgage each month is an investment in your future. Discover how our Tower Community Bank lenders can help you get the best rate possible whether you are moving in to a new home or refinancing your current home.

Home Construction Loans

Whether you’re building or remodeling, you want the house that works best for you and your family. Home construction loans from Tower Community Bank provide flexible financing for your new home.

Home Equity Loans

Take advantage of the equity you’ve built up in your home by making your monthly mortgage payments and use it for large purchases, school tuition, home improvements and more.

Home Equity Line of Credit

Enjoy the flexibility of a line of credit from Tower Community Bank and use the equity in your home to pay for what matters when the time is right.